Cash Flow & Bills Planner for Excel

See the cash ahead of you, week by week.

A practical 13-week cash flow and bills planner for Excel for small businesses, freelancers and sole proprietors. Organize expected receipts and payments, see your lowest projected weekly cash balance and test delayed receipts or an extra purchase.

See how the planner works

Read the free 11-page customer walkthrough with real workbook images, setup steps, partial-payment examples and troubleshooting.

View the customer walkthrough (PDF)

What you can plan

• Expected customer receipts, deposits and other money coming in.
• Bills, payroll, purchases and other cash payments.
• Actual receipts and payments that replace their estimates.
• 13 weekly ending balances, minimum-cash warnings and rows needing review.
• Base and What-if scenarios for delayed receipts and an optional extra purchase.

What you receive

The downloadable Excel workbook NeatlyRun_Cash_Flow_Bills_Planner.xlsx. The illustrated PDF walkthrough is available separately through the free link above. The workbook includes six sheets: Dashboard, Setup, Weekly Forecast, Money In, Money Out and Quick Guide. Includes fictional sample entries, real formatted Excel tables, automatic calculations and a company-name space. Prepared for 100 receipt rows and 100 payment rows.

How it works

1. Enter your starting cash, forecast date and minimum cash in Setup. Choose Base for your normal plan.
2. Add expected receipts and payments, using the dates cash should reach or leave your account.
3. Record actual dates and amounts, review the forecast and refresh it weekly.

Enter each occurrence of a recurring bill separately. Split partial payments into completed and unpaid portions; the guide shows how. The selected scenario affects the forecast, and the example may open in What-if.

Before you buy

Designed and tested in Microsoft 365 Excel Online. Your Microsoft account or Excel license is separate. Google Sheets, Apple Numbers and older Excel versions have not been verified. Use one business and USD per workbook. This is a weekly cash-timing planner: it does not connect to your bank, calculate accounting profit or tax liabilities, process payments or automatically sync with other workbooks. Check cash timing within each week separately. No physical item is shipped.

Delivery and license

Digital delivery after payment with 3 downloads per customer. Save your workbook securely; opening a saved workbook does not use another download. Includes a one-business license for the purchasing business and its employees to use internally. Internal backups are allowed. Reselling, public uploading or sharing with other businesses is prohibited. Read the digital toolkit license.